882 Willow Rd, Winnetka, IL 60093 Property Records

Cook County property record for 882 Willow Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,427 sqft · built 1905
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Aug 2026)
Tax Bill	$17,988 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-400-021`

Property Details

APN / Parcel Number

Primary APN	`05-20-400-021`
Alternative APN	`05-20-400-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	882 WILLOW RD
City	WINNETKA
State	IL
Zip	60093-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OAK) (GROVE) ADD TO (WINNETKA) A SUB OF E8ACS OF NW SE SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	OAK GROVE ADD TO WINNETKA
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3000
Census Tract	800500

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW FUNDING LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FED'L BK
May 18, 2017	Loan Modification, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202623125041
Prior Transfer Date	Jan 13, 2005
Prior Transfer Doc	0000035105
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 19, 2026
Property Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Document Number	0000025041
Instrument Date	Aug 5, 2026
Instrument	202625041
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,348.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	882 WILLOW RD, WINNETKA, IL 60093-3633

Mortgage

Document Number	0000025042,
Date	Aug 19, 2026
Instrument	202623125042

Lender

Name	KEY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 3, 2023
Property Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Document Number	0000341097
Instrument Date	Dec 27, 2022
Instrument	2300341097
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 WILLOW RD, WINNETKA, IL 60093-3633

Mortgage

Document Number	0000341099
Date	Jan 3, 2023
Instrument	2300341099

Lender

Name	LAKEVIEW FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Document Number	1929006108
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	882 WILLOW RD WINNETKA IL 600933633, WINNETKA, IL 60093-3633

Mortgage

Document Number	1929006108
Date	Oct 16, 2019
Instrument	29006108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.92%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Document Number	1717057025
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	882 WILLOW RD WINNETKA IL 600933633, WINNETKA, IL 60093-3633

Mortgage

Document Number	1717057025
Date	Jun 19, 2017
Instrument	17057025

Lender

Name	MUTUAL FED'L BK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	882 WILLOW RD, WINNETKA, IL 60093-3633
Document Number	1717057026
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 WILLOW RD WINNETKA IL 600933633, WINNETKA, IL 60093-3633

Mortgage

Document Number	1717057026
Date	Jun 19, 2017
Instrument	17057026

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,000 (+24.67%) Land $9,405 Building $83,595	$930,000 (+24.67%) Land $94,050 Building $835,950
2024	$17,988.00 (+4.01%)
2023	$17,295.00 (+11.33%)
2022	$15,535.00 Homeowner's exemption	$74,599 Land $6,930 Building $67,669	$745,990 Land $69,300 Building $676,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	7 of 55
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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