849 Willow Rd, Winnetka, IL 60093 Property Records

Cook County property record for 849 Willow Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,703 sqft · built 1905
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$865,000 (Aug 2017)
Tax Bill	$29,915 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-226-008`

Property Details

APN / Parcel Number

Primary APN	`05-20-226-008`
Alternative APN	`05-20-226-008-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,703 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	18,600 sqft (0.427 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	849 WILLOW RD
City	WINNETKA
State	IL
Zip	60093-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) SUB IN SEC20 & SEC 21-42-13
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	WINNETKA SUB
Legal Block	60
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2003
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 WILLOW RD, WINNETKA, IL 60093-3849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 6, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Aug 31, 2017	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	201712101
Prior Transfer Date	Jun 18, 1999
Prior Transfer Doc	0000000354
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	849 WILLOW RD, WINNETKA, IL 60093-3849
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031947232
Date	Nov 15, 2021
Instrument	2131947232

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	849 WILLOW RD, WINNETKA, IL 60093-3849
Document Number	2011307075
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	849 WILLOW RD WINNETKA IL 600933849, WINNETKA, IL 60093-3849

Mortgage

Document Number	2011307075
Date	Apr 22, 2020
Instrument	11307075

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Apr 21, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 31, 2017
Property Address	849 WILLOW RD, WINNETKA, IL 60093-3849
Document Number	1724312101
Instrument Date	Aug 15, 2017
Instrument	24312101
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3934 N MOZART ST CHICAGO IL 606183620, CHICAGO, IL 60618-3620

Mortgage

Document Number	1724312102
Date	Aug 31, 2017
Instrument	24312102

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,000 (+30.71%) Land $52,080 Building $120,920	$1,730,000 (+30.71%) Land $520,800 Building $1,209,200
2023	$29,915.00 (+6.31%)
2022	$28,140.00 Homeowner's exemption	$132,353 Land $51,150 Building $81,203	$1,323,530 Land $511,500 Building $812,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2011–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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