Norfolk County and Franklin Town City property record for 882 Upper Union St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,744 sqft · built 1820 |
| Lot Size | 1.55 acres (67,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Aug 2008) |
| Tax Bill | $7,124 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-023 |
| Primary APN | 25-023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 4,540 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,910 sqft (1.55 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 25-023 |
|---|---|
| Street Address | 882 UPPER UNION ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 442201 |
882 Upper Union St is owned and occupied by two individuals who bought it in August 2008.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 882 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK |
| Jan 10, 2017 | Deed of Trust, Mortgage DEAN COOPERATIVE BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2008 · Amount on File |
| Deed Sale | Aug 7, 2008 · Amount on File |
| Prior Sale | Apr 14, 2006 · Amount on File |
| Deed Document Number | 200876446 |
| Deed Book / Page | 25965 / 542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 882 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041365-72 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 41365/72 |
| Instrument | 53455 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 882 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 034834-515 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 34834/515 |
| Instrument | 2623 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 882 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037825-55 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 37825/55 |
| Instrument | 38781 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 882 Upper Union St was $7,124, up 4.6% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,124.00 (+4.56%) | $613,100 (+6.09%) Land $252,400 Building $360,700 | $636,310 (-16.37%) |
| 2024 | $6,813.00 (-3.38%) | $577,900 (+3.1%) Land $252,400 Building $325,500 | $760,855 |
| 2023 | $7,051.00 | $560,500 Land $275,500 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 882 Upper Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 882 Upper Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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