Norfolk County and Franklin Town City property record for 878 Upper Union St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 736 sqft · built 1920 |
| Lot Size | 0.947 acres (41,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2001) |
| Tax Bill | $4,545 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-022-01 |
| Primary APN | 25-022-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| Gross Area | 1,650 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,269 sqft (0.947 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 25-022-01 |
|---|---|
| Street Address | 878 UPPER UNION ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRANKLIN |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 442201 |
878 Upper Union St is owned and occupied by an individual who bought it in July 2001.
Source: Norfolk County and Franklin Town City records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 878 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2001 · Amount on File |
| Deed Sale | Jul 2, 2001 · Amount on File |
| Prior Sale | Jun 12, 1992 · Amount on File |
| Deed Document Number | 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 878 UPPER UNION ST, FRANKLIN, MA 02038-2595 |
| Document Number | 36124-309 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 878 UNION ST FRANKLIN MA 020382595, FRANKLIN, MA 02038-2595 |
| Document Number | 36124-309 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 036124/000309 |
| Instrument | 57847 |
| Name | DEAN BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 8, 2033 |
The 2025 property tax bill for 878 Upper Union St was $4,545, up 2.5% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,545.00 (+2.5%) | $391,100 (+3.99%) Land $243,100 Building $148,000 | $421,610 (-9.35%) |
| 2024 | $4,434.00 (-7.53%) | $376,100 (-1.34%) Land $243,100 Building $133,000 | $465,120 |
| 2023 | $4,795.00 | $381,200 Land $265,400 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 878 Upper Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 878 Upper Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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