882 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 882 Ratzer Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,077 sqft · built 1966
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2024)
Tax Bill	$14,413 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-02208-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`14-02208-0000-00012`
Alternative APNs	`1400487A00002` `140220800012`

Interior

Building Area	2,077 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Lot Area	15,072 sqft (0.346 acres)

Location & Zoning

Old Parcel Number	1400487A00002
Street Address	882 RATZER RD
City	WAYNE
State	NJ
Zip	07470-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HERFORT HEIGHTS SEC 1
Legal Block	2208
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4008
Census Tract	246103

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	882 RATZER RD, WAYNE, NJ 07470-3732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jul 28, 2023	Bargain and Sale Deed, Transfer EVIDENT TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202418203
Deed Book / Page	4720 / 145
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	882 RATZER RD, WAYNE, NJ 07470-3732
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 RATZER RD, WAYNE, NJ 07470-3732

Mortgage

Document Number	0000029787
Date	Sep 5, 2025
Book Page	M19549/1
Instrument	2025029787

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 28, 2023
Property Address	882 RATZER RD, WAYNE, NJ 07470-3732
Document Number	0000024273
Book / Page	D4562 / 106
Instrument Date	Jul 20, 2023
Instrument	2023024273
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$961.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 E 1284 RD, LAWRENCE, KS 66047-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 LINDBERGH BLVD, BLOOMFIELD, NJ 07003-4517
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,300 (-) Land $90,000 Building $150,300	$240,300 (-) Land $90,000 Building $150,300
2025	$14,413.00 (+0.87%)	$240,300 (+25.48%) Land $90,000 Building $150,300	$240,300 (+25.48%) Land $90,000 Building $150,300
2024	$14,288.00 (+31.97%)
2023		$191,500 (-) Land $90,000 Building $101,500	$191,500 (-) Land $90,000 Building $101,500
2022	$10,827.00	$191,500 Land $90,000 Building $101,500	$191,500 Land $90,000 Building $101,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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