874 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 874 Ratzer Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1935
Lot Size	0.421 acres (18,339 sqft)
Owner	Individual Name on Record
Last Sale	$326,400 (Dec 2014)
Tax Bill	$10,077 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02208-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`14-02208-0000-00011`
Alternative APNs	`1400487A00001` `140220800011`

Interior

Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Lot Area	18,339 sqft (0.421 acres)

Location & Zoning

Old Parcel Number	1400487A00001
Street Address	874 RATZER RD
City	WAYNE
State	NJ
Zip	07470-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HERFORT HEIGHTS SUB SEC 1
Legal Block	2208
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4008
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	874 RATZER RD, WAYNE, NJ 07470-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Prior Sale	Jul 31, 2000 · Amount on Record
Deed Document Number	201455027
Deed Book / Page	2566 / 39
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	874 RATZER RD, WAYNE, NJ 07470-3732
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000658
Date	Jan 5, 2024
Book Page	M18756/130
Instrument	2024000658

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	874 RATZER RD, WAYNE, NJ 07470-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042266
Date	Sep 9, 2020
Book Page	M16395/229
Instrument	2020042266

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	874 RATZER RD, WAYNE, NJ 07470-3732
Document Number	0000023633
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 RATZER RD WAYNE NJ 074703732, WAYNE, NJ 07470-3732

Mortgage

Document Number	0000023633
Date	Jun 4, 2019
Instrument	23633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2039

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,000 (-) Land $92,900 Building $75,100	$168,000 (-) Land $92,900 Building $75,100
2025	$10,077.00 (+0.88%)	$168,000 (-) Land $92,900 Building $75,100	$168,000 (-) Land $92,900 Building $75,100
2024	$9,989.00 (+5.17%)
2023		$168,000 Land $92,900 Building $75,100	$168,000 Land $92,900 Building $75,100
2022	$9,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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