882 Mountain Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 882 Mountain Top Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,224 sqft Heated Area
Lot Size56,628 sqft (1.3 acres)
Last Sale$146,000 (2018)
Tax Bill$1,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN455004629850000
Alternative APN
  • 47286

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,224 sqft Heated Area
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area56,628 sqft (1.3 acres)
Depth X Width350 ft x 111 ft Depth x Width

Exterior Amenities

Deck Area300 sqft Deck
PorchOpen Porch
Porch Area180 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number47286
Street Address882 MOUNTAIN TOP DR
CityMURPHY
StateNC
Zip28906-4011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12-B DICKEY MTN EST 1214/807
Legal Lot Number12-B
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2013
Census Tract930605

Owner

Source: Cherokee County records · APN 455004629850000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11388 169TH CT N, JUPITER, FL 33478-6175
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2007Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 23, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleMar 03, 2006 · Amount on Record
Deed Doc Number00884
Deed Book / Page01581 / 0423
Record RefreshedJun 08, 2026

January 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address882 MOUNTAIN TOP DR, MURPHY, NC 28906-4011
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01268/0692
DateJan 12, 2007
Book Page1268/0692
Instrument2007-0000387
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2037
Prepayment Penalty01 Months

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateFeb 23, 2018
Property Address882 MOUNTAIN TOP DR, MURPHY, NC 28906-4011
Document Number01581/0423
Book / Page01581 / 0423
Instrument DateFeb 19, 2018
Instrument00884
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
Tax$292.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address882 MOUNTAIN TOP DR, MURPHY, NC 28906-4011

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,044.00$146,060 (-)$146,060 (-) Land $35,000 Building $111,060
2023$146,060$146,060 Land $35,000 Building $111,060

Flood & Wildfire

882 Mountain Top Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesModerate
55th percentile of exposed land nationally · 77th in North Carolina
Wildfire LikelihoodModerate — about 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Mountain Top Dr

Nearby Streets

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