882 Bell Cir, Chipley, FL 32428 Property Records

Washington County property record for 882 Bell Cir, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1964
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (May 2019)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000020690003`

Property Details

APN / Parcel Number

Primary APN	`000020690003`
Alternative APN	`20690003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Heated Area
Gross Area	2,590 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Patio Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000020690003
Street Address	882 BELL CIR
City	CHIPLEY
State	FL
Zip	32428-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 4 13 3 ORB 1146 P 301 BEG. 660', E. 150', N. OF SWC OF NW1/4 OF SW1/4 OF NW1/4,RUN W. 330', N.400', E.330', S.400' TO BEG.
Legal Range	13W
Legal Township	04N
Legal Section	08
Legal Block	2069
Legal Lot Number	0003
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3035
Census Tract	970103

Owner

882 Bell Cir is owner-occupied and held in a trust since May 2019.

Source: Washington County records, as of December 22, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	882 BELL CIR, CHIPLEY, FL 32428-6944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Deed Document Number	0001146301
Deed Book / Page	1146 / 301
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 24, 2019
Property Address	882 BELL CIR, CHIPLEY, FL 32428-6944
Document Number	0067004088
Book / Page	1146 / 0301
Instrument Date	May 24, 2019
Instrument	201967004088
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 BELL CIR, 882, CHIPLEY, FL 32428-6944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	1300 WELLS AVE, CHIPLEY, FL 32428-1831

Mortgage

Document Number	0000000303
Date	May 24, 2019
Instrument	1146/303

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 23, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 882 Bell Cir was $1,901 with a homeowner's exemption, up 7.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+7.64%) Homeowner's exemption	$178,099 (+3.56%)	$212,900 (+17.54%) Land $22,200 Building $190,700
2024	$1,766.00 (+2.44%) Homeowner's exemption	$171,983 (+3%)	$181,130 (+8.48%) Land $19,500 Building $161,630
2023	$1,724.00 (-11.27%) Homeowner's exemption	$166,974 (+9.18%) Land $19,500 Building $147,474	$166,974 (+9.18%) Land $19,500 Building $147,474
2022	$1,943.00	$152,928 Land $18,600 Building $134,328	$152,928 Land $18,600 Building $134,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 882 Bell Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 882 Bell Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wildstar Networks.

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