847 Bell Cir, Chipley, FL 32428 Property Records

Washington County property record for 847 Bell Cir, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,598 sqft · built 1973
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000020690031`

Property Details

APN / Parcel Number

Primary APN	`000020690031`
Alternative APN	`20690031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,598 sqft Heated Area
Gross Area	3,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	558 sqft
Patio Area	286 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000020690031
Street Address	847 BELL CIR
City	CHIPLEY
State	FL
Zip	32428-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 4 13 2.5 OR 447 P 535 BEG. 990' S. OF NWC OF E1/2 OF NW1/4 OF NW1/4,RUN S. 297',E. 366' 8, N.297', W.366' 8 TO BEG.
Legal Range	13W
Legal Township	04N
Legal Section	08
Legal Block	2069
Legal Lot Number	0031
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3033
Census Tract	970103

Owner

847 Bell Cir is owned and occupied by two individuals who acquired it in July 2002.

Source: Washington County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	847 BELL CIR, CHIPLEY, FL 32428-6945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2002
Deed Sale	Jul 17, 2002
Deed Document Number	20023867
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	847 BELL CIR, CHIPLEY, FL 32428-6945
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 BELL CIR, CHIPLEY, FL 32428-6945

Mortgage

Document Number	0067008414
Date	Nov 3, 2021
Book Page	1222/953
Instrument	202167008414

Lender

Name	ONE FLORIDA BANK
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 847 Bell Cir was $1,440 with a homeowner's exemption, up 5.3% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00 (+5.26%) Homeowner's exemption	$144,802 (-2.49%)	$240,739 (+7.82%) Land $21,250 Building $219,489
2024	$1,368.00 (+5.23%) Homeowner's exemption	$148,500 (+5.05%)	$223,277 (+8.93%) Land $18,750 Building $204,527
2023	$1,300.00 (+6.04%) Homeowner's exemption	$141,362 (+5.02%)	$204,966 (+10.95%) Land $18,750 Building $186,216
2022	$1,226.00 Homeowner's exemption	$134,607	$184,730 Land $15,500 Building $169,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 847 Bell Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 847 Bell Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wildstar Networks.

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