Lowndes County property record for 8815 Ridge Rd, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,268 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,500 (Mar 2022) |
| Deeds & Mortgages | Mar 2022 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27W000000502 |
| Primary APN | 27W000000502 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,268 sqft Adjusted Area |
| 1st Floor Area | 1,116 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8815 RIDGE RD |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SE4 8815 RIDGE RD |
| Legal Range | 18W |
| Legal Township | 16S |
| Legal Section | 27 |
| Legal Subdivision | SEC27 T16S R18W |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 102 |
8815 Ridge Rd is owned and occupied by an individual who bought it in March 2022.
Source: Lowndes County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8815 RIDGE RD, CALEDONIA, MS 39740-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 8, 2017 | Deed of Trust, Mortgage CITIZENS NAT'L BK/MERIDIAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Deed Book / Page | 2022 / 1418 |
| Prior Transfer Date | Feb 21, 2022 |
| Prior Transfer Doc | 0020221418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 1, 2022 |
| Property Address | 8815 RIDGE RD, CALEDONIA, MS 39740-9419 |
| Document Number | 0020221418 |
| Book / Page | 2022 / 1418 |
| Instrument Date | Feb 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8815 RIDGE RD, CALEDONIA, MS 39740-9419 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 8815 RIDGE RD, CALEDONIA, MS 39740-9419 |
| Document Number | 0020177815 |
| Book / Page | 002017 / 027815 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8815 RIDGE RD CALEDONIA MS 397409419, CALEDONIA, MS 39740-9419 |
| Document Number | 0020177815 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 002017/027815 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.09% |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,198 | $51,980 Land $7,500 Building $44,480 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $4,625 | $46,250 Land $7,500 Building $38,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8815 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8815 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: M-Pulse Fiber.
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