8225 Ridge Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 8225 Ridge Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,224 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$117,154 (May 2026)
Tax Bill	$355 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27W000004904`

Property Details

APN / Parcel Number

Primary APN	`27W000004904`
Alternative APNs	`003197` `3197`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,224 sqft Adjusted Area
1st Floor Area	1,018 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8225 RIDGE RD
City	CALEDONIA
State	MS
Zip	39740-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4 8225 RIDGE RD 6B
Legal Range	18W
Legal Township	16S
Legal Section	34
Legal Subdivision	SEC34 T16S R18W NW4 SE4
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	102

Owner

Source: Lowndes County records · APN 27W000004904

Assessment roll updated October 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE CO INC
May 04, 2026	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE CO INC
Jul 28, 2020	Warranty Deed, Transfer · Construction Mortgage CHARLES III MRAZ

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Book / Page	2026 / 3408
Prior Transfer Date	Apr 17, 2026
Prior Transfer Doc	2026003408
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202119554
Date	Jun 21, 2021
Book Page	2021/19554

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 04, 2026
Property Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Document Number	2026003408
Book / Page	2026 / 3408
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420

Mortgage

Document Number	2026009944,
Date	May 04, 2026
Book Page	2026/9944

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 21, 2021
Property Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Document Number	0020215084
Book / Page	2021 / 5084
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Investor	Possibly a Property Investor

Mortgage

Document Number	0202119554
Date	Jun 21, 2021
Instrument	2021/19554

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 28, 2020
Property Address	8225 RIDGE RD, CALEDONIA, MS 39740-9420
Document Number	0020205043
Book / Page	002020 / 005043
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 RIDGE RD CALEDONIA MS 397409420, CALEDONIA, MS 39740-9420

Mortgage

Document Number	20207729
Date	Jul 28, 2020
Book Page	002020/017729

Lender

Name	CHARLES III MRAZ
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2021

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$355.00 (+1.43%) Homeowner's exemption	$6,205 (+13.85%)	$62,050 (+13.85%) Land $5,500 Building $56,550
2024	$350.00 (+15.13%)
2023	$304.00 Homeowner's exemption	$5,450	$54,500 Land $5,500 Building $49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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