881 W 1400 S, Provo, UT 84601 Property Records

Utah County property record for 881 W 1400 S, Provo, UT 84601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,709 sqft · built 2007
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$432,280 (May 2022)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-409-0006`

Property Details

APN / Parcel Number

Primary APN	`45-409-0006`
Alternative APN	`275513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,709 sqft
Basement Area	1,653 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Metal Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	349 sqft
Deck Area	Deck Area
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	275513
Street Address	881 W 1400 S
City	PROVO
State	UT
Zip	84601-5597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, PLAT A, LIBERTY BAY SUBDV. AREA 0.201 AC.
Legal Subdivision	LIBERTY BAY SUB
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1027
Census Tract	2213

Owner

Source: Utah County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	881 W 1400 S, PROVO, UT 84601-5597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
May 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH FIRST FCU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit UTAH FIRST FCU
Oct 20, 2017	Warranty Deed, Transfer PRO TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Oct 20, 2017
Deed Document Number	202257525
Prior Transfer Date	May 5, 2022
Prior Transfer Doc	0000057525
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Oct 6, 2026
Property Address	881 W 1400 S, PROVO, UT 84601-5597
Document Number	0000082153
Instrument Date	Oct 1, 2026
Instrument	202682153
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	881 W 1400 S, PROVO, UT 84601-5597
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082153,
Date	Oct 6, 2026
Instrument	202682153

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 10, 2022
Property Address	881 W 1400 S, PROVO, UT 84601-5597
Document Number	0000057525
Instrument Date	May 5, 2022
Instrument	57525:2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057526
Date	May 10, 2022
Instrument	57526:2022

Lender

Name	UTAH FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	881 W 1400 S, PROVO, UT 84601-5597
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140366
Date	Aug 11, 2021
Instrument	140366:2021

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 20, 2017
Property Address	881 W 1400 S, PROVO, UT 84601-5597
Document Number	0000104317
Instrument Date	Oct 18, 2017
Instrument	104317:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 W 1400 S, PROVO, UT 84601-5597
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,545 (-44.07%)	$551,900 (+1.7%) Land $185,700 Building $366,200
2025	$2,991.00 (+0.03%)	$542,700 (+98.9%) Land $168,900 Building $373,800	$542,700 (+9.39%) Land $168,900 Building $373,800
2024	$2,990.00 (+6.37%)
2023	$2,811.00 (-0.88%)	$272,855	$496,100 Land $160,800 Building $335,300
2022	$2,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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