881 Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 881 Ridgeway Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1985
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Dec 2023)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021A 003`

Property Details

APN / Parcel Number

Primary APN	`021A 003`
Alternative APN	`13080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	108 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13080
Street Address	881 RIDGEWAY RD
City	COMMERCE
State	GA
Zip	30529-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.57 ACRE PLAT BK 28 PG 130
Legal Subdivision	GREGORY T & SHEREE J CARLAN
Legal Block	28
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1068
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage WILDCAT LENDING FUND TWO
Oct 3, 2023	Warranty Deed, Transfer
Feb 8, 2018	Grant Deed, Transfer · FHA Mortgage CITYWORTH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Book / Page	109B / 512
Prior Transfer Date	Aug 17, 2000
Prior Transfer Doc	0021000719
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 4, 2023
Property Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344
Document Number	00109B0512
Book / Page	109B / 512
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344

Mortgage

Document Number	00109B0000000514
Date	Dec 4, 2023
Book Page	000000109B/0000000514

Lender

Name	GENERAL MORTGAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2023
Property Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344
Document Number	00108I0656
Book / Page	108I / 656
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344

Mortgage

Document Number	000108I657
Date	Oct 4, 2023
Instrument	108I/657

Lender

Name	WILDCAT LENDING FUND TWO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 1, 2024

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 3, 2023
Property Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344
Document Number	00108I0399
Book / Page	108I / 399
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 8, 2018
Property Address	881 RIDGEWAY RD, COMMERCE, GA 30529-1344
Document Number	00079Q0714
Book / Page	00079Q / 000714
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 RIDGEWAY RD COMMERCE GA 305291344, COMMERCE, GA 30529-1344

Mortgage

Document Number	79Q0716
Date	Feb 8, 2018
Book Page	00079Q/000716

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,480 (-) Land $20,000 Building $81,480	$253,700 (-) Land $50,000 Building $203,700
2025	$2,696.00 (-3.13%) Homeowner's exemption	$101,480 (-) Land $20,000 Building $81,480	$253,700 (-) Land $50,000 Building $203,700
2024	$2,783.00 (+80.71%) Homeowner's exemption	$101,480 (+95%) Land $20,000 Building $81,480	$253,700 (+95%) Land $50,000 Building $203,700
2023	$1,540.00 (+10.71%)	$52,040 (+21.25%) Land $10,000 Building $42,040	$130,100 (+21.25%) Land $25,000 Building $105,100
2022	$1,391.00	$42,920 Land $10,000 Building $32,920	$107,300 Land $25,000 Building $82,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: AT&T.

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