1076 Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 1076 Ridgeway Rd, Commerce, GA 30529

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2005
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Nov 2019)
Tax Bill$2,251 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN020B 011

Property Details

APN / Parcel Number

Primary APN020B 011
Alternative APN
  • 22372

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Heated Area
1st Floor Area1,564 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions174 ft deep x 85 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22372
Street Address1076 RIDGEWAY RD
CityCOMMERCE
StateGA
Zip30529-1330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 11 BRENTWOOD ESTATES PHASE 4
Legal SubdivisionBRENTWOOD IV
Legal Phase4
Legal Lot Number11
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group4
Census Block4056
Census Tract10300

Owner

Source: Jackson County records · APN 020B 011

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1076 RIDGEWAY RD, COMMERCE, GA 30529-1330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2019Grant Deed, Transfer · Conventional with PMI
HOMESTAR FIN'L
Dec 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Document Number20194784
Deed Book / Page87K / 329
Record UpdatedJun 08, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateDec 27, 2019
Property Address1076 RIDGEWAY RD, COMMERCE, GA 30529-1330
Document Number00087K0313
Book / Page00087K / 000313
Instrument DateNov 27, 2019
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1076 RIDGEWAY RD COMMERCE GA 305291330, COMMERCE, GA 30529-1330

Mortgage

Document Number87K0315
DateDec 27, 2019
Book Page00087K/000315
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateDec 27, 2019
Property Address1076 RIDGEWAY RD, COMMERCE, GA 30529-1330
Document Number00087K0329
Book / Page00087K / 000329
Instrument DateNov 27, 2019
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1076 RIDGEWAY RD COMMERCE GA 305291330, COMMERCE, GA 30529-1330

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,251.00 (-3.27%)$84,320 (-) Land $16,000 Building $68,320$210,800 (-) Land $40,000 Building $170,800
2024$2,327.00 (+2.2%)$84,320 (+9.62%) Land $16,000 Building $68,320$210,800 (+9.62%) Land $40,000 Building $170,800
2023$2,277.00 (+16.53%)$76,920 (+27.6%) Land $16,000 Building $60,920$192,300 (+27.6%) Land $40,000 Building $152,300
2022$1,954.00$60,280 Land $10,800 Building $49,480$150,700 Land $27,000 Building $123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Cable in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOMMERCE
serves 11,340 people
Water SourceSurface water
Last State InspectionJan 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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