Pontotoc County property record for 881 McLaughlin Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,829 sqft · built 2004 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,578 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-19-000-010.03 |
| Primary APN | 054-19-000-010.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,829 sqft Living Area |
| 2nd Floor Area | 752 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 75,794 sqft (1.74 acres) |
| Deck Area | 144 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18871 |
|---|---|
| Street Address | 881 MCLAUGHLIN RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-8549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.74 AC PT SW1/4 NE1/4 20032713 5/23/03 20041447 3/19/04 20100621 2/23/10 20101274 4/9/10 20101597 20101600 20102012 6/2/10 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950200 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Document Number | 2023002348 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023002348 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 12, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Document Number | 2021001015 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021001015 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 881 MCLAUGHLIN RD, PONTOTOC, MS 38863-8549 |
| Document Number | 2018002974 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018002974 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 30, 2028 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 Homeowner's exemption | $20,170 (-) | $201,385 (-) Land $8,825 Building $192,560 |
| 2023 | $2,578.00 Homeowner's exemption | $20,170 | $201,385 Land $8,825 Building $192,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MUD CREEK WATER ASSOCIATION #1 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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