700 McLaughlin Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 700 McLaughlin Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,514 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$688 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-19-000-007.01`

Property Details

APN / Parcel Number

Primary APN	`054-19-000-007.01`
Alternative APN	`15307`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,514 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	15307
Street Address	700 MCLAUGHLIN RD
City	PONTOTOC
State	MS
Zip	38863-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC SE1/4 617-539; 617-562 7/95 730-5 3/30/99 20045835 11/1/04 20155769 12/7/15 662 308 3040
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	770 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 27, 2017	Deed of Trust, Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629

Mortgage

Document Number	2022003604
Date	Aug 25, 2022
Instrument	2022003604

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2032

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629

Mortgage

Document Number	2021005382
Date	Dec 20, 2021
Instrument	2021005382

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2031

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629

Mortgage

Document Number	2020003840
Date	Oct 13, 2020
Instrument	2020003840

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	700 MCLAUGHLIN RD, PONTOTOC, MS 38863-9629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000396
Date	Jan 27, 2017
Instrument	2017000396

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2032

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+26.24%) Homeowner's exemption Disabled Person's exemption	$5,345 (+26.15%)	$53,454 (+26.22%) Land $7,550 Building $45,904
2023	$545.00 Homeowner's exemption Disabled Person's exemption	$4,237	$42,350 Land $7,550 Building $34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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