Hamilton County property record for 881 Arborrun Dr, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,993 sqft · built 1995 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,500 (Jan 2019) |
| Tax Bill | $10,672 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0120-0849-00 |
| Primary APN | 540-0120-0849-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,993 sqft Living Area |
| Gross Area | 5,956 sqft |
| 1st Floor Area | 2,079 sqft |
| 2nd Floor Area | 1,414 sqft |
| Basement Area | 1,911 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,411 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,468 sqft (0.401 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 881 ARBORRUN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | ARBORRUN DR 0.401 AC LOT 28 ARBOR RUN SUB PHASE 1 |
| Legal Subdivision | ARBOR RUN SUB PHASE 1 |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21302 |
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jan 11, 2019 | Warranty Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Apr 23, 2010 · Amount on Record |
| Deed Document Number | 20193428 |
| Deed Book / Page | 13832 / 1446 |
| Prior Transfer Date | Jun 11, 1999 |
| Prior Transfer Doc | 0000129802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Document Number | 0000011113 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 15603/890 |
| Instrument | 2026-0011113 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Document Number | 0000015195 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 881 ARBORRUN DR CINCINNATI OH 452334589, CINCINNATI, OH 45233-4589 |
| Document Number | 0000015195 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 014104/000917 |
| Instrument | 15195 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 11, 2019 |
| Property Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Document Number | 0000003428 |
| Book / Page | 13832 / 01446 |
| Map Reference | MB 313 PG 84&85 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2019-0003428 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 881 ARBORRUN DR, CINCINNATI, OH 45233-4589 |
| Document Number | 0000003429 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019-0003429 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,672.00 (+2.46%) | $176,341 (-) Land $21,000 Building $155,341 | $503,830 (-) Land $60,000 Building $443,830 |
| 2024 | $10,416.00 (-0.24%) | $176,341 (-) Land $21,000 Building $155,341 | |
| 2023 | $10,441.00 (+23.2%) | $176,341 (+39.18%) Land $21,000 Building $155,341 | $503,830 (+39.18%) Land $60,000 Building $443,830 |
| 2022 | $8,475.00 Homeowner's exemption | $126,701 Land $21,193 Building $105,508 | |
| 2020 | $362,000 Land $60,550 Building $301,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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