8804 E Saddle Creek Rd, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 8804 E Saddle Creek Rd, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,775 sqft · built 2019
Lot Size1.25 acres (54,450 sqft)
Owner2 Trust Names on Record
Last Sale$145,000 (Sep 2018)
Tax Bill$6,130 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN01-23-08-426-017-000

Property Details

APN / Parcel Number

Primary APN01-23-08-426-017-000
Alternative APN
  • 62235

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,775 sqft Finished Area
Basement Area1,775 sqft
Finished Basement360 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)
Lot Dimensions317 ft deep x 336 ft wide
Garage TypeMixed
Garage Area875 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number62235
Street Address8804 E SADDLE CREEK RD
CitySIOUX FALLS
StateSD
Zip57110-7485
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 17A BLOCK 7 HIDDEN VALLEY COUNTRY ESTATES ADDN SPLIT ROCK TOWNHSIP
Legal SubdivisionHIDDEN VALLEY COUNTRY ESTATES
Legal Block7
Legal Lot Number17A
JurisdictionMINNEHAHA SD
Township / Civil DivisionSPLIT ROCK
Census Block Group1
Census Block1046
Census Tract10403

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address8804 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7485
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
CORTRUST MORTGAGE
Sep 20, 2018Warranty Deed, Transfer · Line of Credit
CORTRUST BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Deed Book / Page585-D / 0345
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address8804 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7485
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1872MTG/803
DateNov 26, 2019
Book Page1872 MTG/803
Lender
NameCORTRUST MORTGAGE
TypeMortgage Company
AddressSIOUX FALLS, SD 57105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateSep 20, 2018
Property Address8804 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7485
Document Number585DEED/0345
Book / Page585 DEED / 0345
Instrument DateSep 13, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address916 N DUBUQUE AVE, SIOUX FALLS, SD 57110-5803

Mortgage

Document Number1847MTG515
DateSep 20, 2018
Instrument1847 MTG/515
Lender
NameCORTRUST BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
County SubdivisionSplit Rock Township
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,555 (+2.99%) Land $129,856 Building $413,699$543,555 Land $129,856 Building $413,699
2025$6,130.00$527,800 (+9.46%) Land $131,300 Building $396,500
2024$6,130.00 (-5.87%)$482,200 (+22.11%) Land $131,300 Building $350,900
2022$6,512.00$394,900 Land $84,100 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 63% of South Dakota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINNEHAHA COMMUNITY WATER CORP
private · serves 13,435 people · EPA ID SD4600432
Water SourceGroundwater
Last State InspectionApr 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Alliance Communications Cooperative
Fiber
1,000 / 1,000

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