Minnehaha County property record for 8709 E Saddle Creek Rd, Sioux Falls, SD 57110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,684 sqft · built 1997 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $446,000 (Jul 2019) |
| Tax Bill | $8,427 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-08-476-008-000 |
| Primary APN | 01-23-08-476-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,684 sqft Finished Area |
| Gross Area | 2,094 sqft |
| 1st Floor Area | 1,068 sqft |
| Upper Floors Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Finished Basement | 760 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 92,783 sqft (2.13 acres) |
| Lot Dimensions | 267 ft deep x 208 ft wide |
| Garage Type | Attached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | 62851 |
|---|---|
| Street Address | 8709 E SADDLE CREEK RD |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-7465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 3 BLOCK 5 HIDDEN VALLEY COUNTRY ESTATES ADDN SPLIT ROCK TOWNHSIP |
| Legal Subdivision | HIDDEN VALLEY COUNTRY ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SPLIT ROCK |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10403 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Jul 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Dec 5, 2012 · Amount on Record |
| Deed Book / Page | 590-D / 0492 |
| Prior Transfer Date | Mar 21, 2012 |
| Prior Transfer Doc | 0000542/63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 1913MTG/380 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 1913 MTG/380 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1881MTG/392 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 1881 MTG/392 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1945MTG/727 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 1945 MTG/727 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Jul 24, 2019 |
| Property Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Document Number | 590DEED/0492 |
| Book / Page | 590 DEED / 0492 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8709 E SADDLE CREEK RD, SIOUX FALLS, SD 57110-7465 |
| Document Number | 1863MTG0418 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 1863 MTG/0418 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Split Rock Township |
| Unified School District | Brandon Valley School District 49-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,332 (-0.27%) Land $159,526 Building $610,806 | $770,332 Land $159,526 Building $610,806 | |
| 2025 | $8,427.00 | $772,400 (+4.8%) Land $161,300 Building $611,100 | |
| 2024 | $8,427.00 (+57.28%) | $737,000 (+73.66%) Land $161,300 Building $575,700 | |
| 2022 | $5,358.00 | $424,400 Land $103,700 Building $320,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 68% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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