8801 Trailridge Dr, Temple, TX 76502 Property Records

Bell County property record for 8801 Trailridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,601 sqft · built 1984
Lot Size	0.516 acres (22,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,624 (Jul 2023)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0403730238`

Property Details

APN / Parcel Number

Primary APN	`0403730238`
Alternative APNs	`837885` `68657`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,458 sqft (0.516 acres)
Lot Dimensions	214 ft deep x 106 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Canopy	120 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	8801 TRAILRIDGE DR
City	TEMPLE
State	TX
Zip	76502-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILLS SECTION ONE, BLOCK 007, LOT 0007
Legal Subdivision	OAK HILLS SECTION ONE
Legal Block	7
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2028
Census Tract	20301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 15, 2022	Intrafamily Transfer, Transfer
Dec 29, 2017	Vendor's Lien, Transfer · FHA Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Dec 15, 2022
Deed Document Number	202330656
Prior Transfer Date	Dec 14, 2022
Prior Transfer Doc	0000073682
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 11, 2023
Property Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209
Document Number	0000030656
Map Reference	CAB A SL 18-B
Instrument Date	Jul 10, 2023
Instrument	2023030656
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209

Mortgage

Document Number	0000030657
Date	Jul 11, 2023
Instrument	2023030657

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209

Mortgage

Document Number	0000016961
Date	Apr 24, 2023
Instrument	2023016961

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jan 1, 2048

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 15, 2022
Property Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209
Document Number	0000073682
Map Reference	CAB A SL 18-B
Instrument Date	Dec 14, 2022
Instrument	2022073682
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 29, 2017
Property Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209
Document Number	0000054466
Map Reference	CAB A SL18-B
Instrument Date	Dec 28, 2017
Instrument	2017-00054466
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 TRAILRIDGE DR, TEMPLE, TX 76502-5209

Mortgage

Document Number	0000054467
Date	Dec 29, 2017
Instrument	2017-00054467

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,779.00 (-0.55%)	$234,523 (-3.93%) Land $49,000 Building $185,523	$234,523 (-3.93%) Land $49,000 Building $185,523
2023	$3,800.00 (-13.02%) Homeowner's exemption	$244,128 (+11.59%) Land $44,800 Building $199,328	$244,128 (+11.59%) Land $44,800 Building $199,328
2022	$4,369.00 Homeowner's exemption	$218,771 Land $37,800 Building $180,971	$218,771 Land $37,800 Building $180,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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