8715 Trailridge Dr, Temple, TX 76502 Property Records

Bell County property record for 8715 Trailridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,613 sqft · built 1981
Lot Size	0.499 acres (21,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,428 (Jan 2026)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0403730241`

Property Details

APN / Parcel Number

Primary APN	`0403730241`
Alternative APNs	`75214` `51587`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,730 sqft (0.499 acres)
Lot Dimensions	205 ft deep x 106 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Canopy	902 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8715 TRAILRIDGE DR
City	TEMPLE
State	TX
Zip	76502-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILLS SECTION ONE, BLOCK 007, LOT 0008
Legal Subdivision	OAK HILLS SECTION ONE
Legal Block	7
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2028
Census Tract	20301

Owner

Source: Bell County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage TERNUS LENDING LLC
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2026	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	20262738
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 CHARTER OAK DR, TEMPLE, TX 76502-5734

Mortgage

Document Number	0000058039
Date	Nov 24, 2025
Instrument	2025058039

Lender

Name	TERNUS LENDING LLC
Address	MIDLOTHIAN, TX 76065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jun 1, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002740
Date	Jan 20, 2026
Instrument	2026002740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, FIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002740
Date	Jan 20, 2026
Instrument	2026002740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 20, 2026
Property Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207
Document Number	0000002738
Map Reference	CAB A SL 18-B
Instrument Date	Jan 16, 2026
Instrument	2026002738
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4916 CHARTER OAK DR, TEMPLE, TX 76502-5734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8715 TRAILRIDGE DR, TEMPLE, TX 76502-5207

Mortgage

Document Number	0000002739
Date	Jan 20, 2026
Instrument	2026002739

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+465.86%)	$178,336 (-10.93%)	$191,160 (-4.52%) Land $49,000 Building $142,160
2024	$747.00 (+0.4%)
2023	$744.00 (-31.55%) Homeowner's exemption Senior Citizen's exemption	$200,216 Land $44,800 Building $155,416	$200,216 Land $44,800 Building $155,416
2022	$1,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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