880 Reflection Cove Rd E, Jacksonville, FL 32218 Property Records

Duval County property record for 880 Reflection Cove Rd E, Jacksonville, FL 32218 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 2009
Lot Size	0.266 acres (11,570 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2018)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106606-7225`

Property Details

APN / Parcel Number

Primary APN	`106606-7225`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	2,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,570 sqft (0.266 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	880 REFLECTION COVE RD E
City	JACKSONVILLE
State	FL
Zip	32218-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61-59 37-1N-27E .27 NORTH CREEK UNIT 4 LOT 24
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	NORTH CREEK UNIT 4
Legal Lot Number	24
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3019
Census Tract	10101

Owner

Source: Duval County records · APN 106606-7225

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 07, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2018 · Amount on Record
Deed Sale	Nov 07, 2018 · Amount on Record
Prior Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	2018263884
Deed Book / Page	18590 / 178
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 REFLECTION COVE RD E E, JACKSONVILLE, FL 32218-8950

Mortgage

Document Number	0204240570
Date	Sep 06, 2022
Book Page	20424/570
Instrument	2022230271

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950

Mortgage

Document Number	0195980530
Date	Feb 23, 2021
Book Page	19598/530
Instrument	2021047295

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 07, 2018
Property Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Document Number	0185900178
Book / Page	18590 / 0178
Map Reference	MB 61 PG 59-66
Instrument Date	Nov 01, 2018
Instrument	2018263884
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 BRANDYWINE DR, 5225, LOVELAND, CO 80538-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950

Mortgage

Document Number	2018263885
Date	Nov 07, 2018
Instrument	2018263885

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,822 (+2.7%)	$331,009 (+2.35%) Land $82,874 Building $248,135
2025	$3,754.00 (+7.38%) Homeowner's exemption	$232,544 (+5.99%)	$323,411 (-2.63%) Land $80,000 Building $243,411
2024	$3,496.00 (+2.94%)
2023	$3,396.00 (+9.3%) Homeowner's exemption	$219,409 (+3%)	$332,159 (+14.91%) Land $75,000 Building $257,159
2022	$3,107.00 Homeowner's exemption	$213,019	$289,058 Land $55,000 Building $234,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310101013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 49 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021, other causes

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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