880 Dean St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 880 Dean St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,283 sqft · built 1912
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on Record
Last Sale$132,000 (Oct 2020)
Tax Bill$7,125 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.39-3-28

Property Details

APN / Parcel Number

Primary APN421500 50.39-3-28
Alternative APN
  • 150005003900030280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,283 sqft Living Area
1st Floor Area708 sqft
2nd Floor Area575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchSlab
Porch Area327 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address880 DEAN ST
CitySCHENECTADY
StateNY
Zip12309-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal SubdivisionLOTS BELONGING TO HENRY C RANKINS
Legal Block3
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1013
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address880 DEAN ST, SCHENECTADY, NY 12309-6205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleJun 8, 2011 · Amount on Record
Deed Document Number202032172
Deed Book / Page2043 / 717
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2020
Property Address880 DEAN ST, SCHENECTADY, NY 12309-6205
Document Number0000032172
Book / Page2043 / 717
Instrument DateOct 13, 2020
Instrument202032172
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address880 DEAN ST, 880, SCHENECTADY, NY 12309-6205

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 VAN VELSEN ST, SCHENECTADY, NY 12303-1844

Mortgage

Document Number0000032174
DateOct 16, 2020
Instrument202032174
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,125.00 (+1.81%)
2025$6,998.00 (+4.29%)$141,900 (-) Land $21,300 Building $120,600$234,973 (+30.82%) Land $35,271 Building $199,702
2023$141,900 (-) Land $21,300 Building $120,600$179,620 (+3.8%) Land $26,962 Building $152,658
2022$141,900 Land $21,300 Building $120,600$173,049 Land $25,976 Building $147,073
2021$6,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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