Schenectady County and Schenectady City property record for 873 Dean St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,566 sqft · built 1900 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,500 (Mar 2017) |
| Tax Bill | $6,219 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.38-3-13 |
| Primary APN | 421500 50.38-3-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 684 sqft |
| 2nd Floor Area | 594 sqft |
| Upper Floors Area | 288 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 366 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 873 DEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | LOTS BELONGING TO HENRY C RANKIN |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20600 |
873 Dean St is owned and occupied by an individual who bought it in March 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 873 DEAN ST, SCHENECTADY, NY 12309-6204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Mar 3, 2017 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Prior Sale | Oct 25, 2006 · Amount on File |
| Deed Document Number | 20179772 |
| Deed Book / Page | 1958 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 873 DEAN ST, SCHENECTADY, NY 12309-6204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 873 DEAN ST, SCHENECTADY, NY 12309-6204 |
| Document Number | 0000034204 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 5309/760 |
| Instrument | 202334204 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 3, 2017 |
| Property Address | 873 DEAN ST, SCHENECTADY, NY 12309-6204 |
| Document Number | 0000009772 |
| Book / Page | 1958 / 013 |
| Map Reference | CAB B-108 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 201709772 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 873 DEAN ST, 873, SCHENECTADY, NY 12309-6204 |
| Name | Verified Name |
|---|---|
| Address | 833 HAMPTON AVE, SCHENECTADY, NY 12309-6140 |
| Document Number | 0000009773 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 4746/355 |
| Instrument | 201709773 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 873 Dean St was $6,219, up 2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,219.00 (+1.98%) | ||
| 2025 | $6,098.00 | $122,210 Land $22,200 Building $100,010 | $202,368 Land $36,761 Building $165,607 |
| 2023 | $122,210 (-) Land $22,200 Building $100,010 | $154,696 (+3.8%) Land $28,101 Building $126,595 | |
| 2022 | $122,210 Land $22,200 Building $100,010 | $149,037 Land $27,073 Building $121,964 | |
| 2021 | $5,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 873 Dean St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 873 Dean St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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