880 Copper Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 880 Copper Creek Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,406 sqft · built 1930
Lot Size	16.6 acres (723,967 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2022)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456700320445000`

Property Details

APN / Parcel Number

Primary APN	`456700320445000`
Alternative APNs	`19552` `58255`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,406 sqft Heated Area
Attic	Attic
Attic Area	370 sqft
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Combination
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	723,967 sqft (16.6 acres)
Lot Width	1,578 ft Width
Garage Type	Mixed
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	58255
Street Address	880 COPPER CREEK RD
City	MURPHY
State	NC
Zip	28906-5625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR SCHNELBACH 1515/1083
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	930300

Owner

Source: Cherokee County records · APN 456700320445000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 W 1ST ST, SWANSEA, SC 29160-8535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	5447
Deed Book / Page	1719 / 32
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	880 COPPER CREEK RD, MURPHY, NC 28906-5625
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 COPPER CREEK RD, MURPHY, NC 28906-5625

Mortgage

Document Number	001789/183
Date	Oct 30, 2025
Book Page	1789/183
Instrument	5326

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 01, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 19, 2022
Property Address	880 COPPER CREEK RD, MURPHY, NC 28906-5625
Document Number	0001719/32
Book / Page	1719 / 32
Instrument Date	Jul 26, 2022
Instrument	5447
Transaction Type	Transfer
Record Updated	Sep 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 HARLAN SHOPE RD, 4113, PANAMA CITY, FL 32404-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W 1ST ST, SWANSEA, SC 29160-8535

Mortgage

Document Number	0000171935
Date	Aug 19, 2022
Instrument	1719/35

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00	$200,870 (-)	$200,870 (-) Land $100,550 Building $100,320
2023		$200,870	$200,870 Land $100,550 Building $100,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	About 1 in 333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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