285 Copper Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 285 Copper Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,746 sqft · built 1976
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Mar 2020)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`456600398622000`

Property Details

APN / Parcel Number

Primary APN	`456600398622000`
Alternative APN	`51596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Heated Area
Gross Area	2,250 sqft
1st Floor Area	1,410 sqft
Upper Floors Area	336 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2008
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	316,681 sqft (7.27 acres)
Lot Width	485 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	356 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51596
Street Address	285 COPPER CREEK RD
City	MURPHY
State	NC
Zip	28906-5511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR HANNAH 1564/919 1638/997
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	930300

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 COPPER CREEK RD, MURPHY, NC 28906-5511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Apr 1, 1992 · Amount on Record
Deed Document Number	20201293
Deed Book / Page	1638 / 536
Prior Transfer Date	Jul 11, 2017
Prior Transfer Doc	01564/0919
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 11, 2020
Property Address	285 COPPER CREEK RD, MURPHY, NC 28906-5511
Document Number	1638/536
Book / Page	1638 / 536
Instrument Date	Jan 22, 2020
Instrument	1293
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1638537
Date	Mar 11, 2020
Instrument	1638/537

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 18, 2017
Property Address	285 COPPER CREEK RD, MURPHY, NC 28906-5511
Document Number	01564/0919
Book / Page	01564 / 0919
Instrument Date	Jul 11, 2017
Instrument	03108
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3990 E US 64 ALT, 3990, MURPHY, NC 28906-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COPPER CREEK RD, MURPHY, NC 28906-5511

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00	$235,750 (-)	$235,750 (-) Land $49,180 Building $186,570
2023		$235,750	$235,750 Land $49,180 Building $186,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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