Stephens County property record for 88 White Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,293 sqft · built 1997 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,908 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 038 |
| Primary APN | 042D 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Heated Area |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Gentle Slope |
| Garage Area | 338 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 708 sqft |
| Deck Area | 79 sqft |
| Patio Area | 79 sqft |
| Utility Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 390800 |
|---|---|
| Street Address | 88 WHITE CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 14 WHITE VALLEY |
| Legal Subdivision | WHITE VLY |
| Legal Lot Number | 14 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 WHITE CIR, TOCCOA, GA 30577-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2013 |
| Deed Sale | Oct 12, 2013 |
| Deed Document Number | 0010274857 |
| Deed Book / Page | 706 / 118 |
| Prior Transfer Date | Apr 21, 2005 |
| Prior Transfer Doc | 2005-000608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 88 WHITE CIR, TOCCOA, GA 30577-8145 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 WHITE CIR, TOCCOA, GA 30577-8145 |
| Document Number | 0014270000000034 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 0000001427/0000000034 |
| Instrument | 2025003285 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2040 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,908.00 (+19.03%) Homeowner's exemption | $84,184 (+50.66%) Land $4,960 Building $79,224 | $210,460 (+50.66%) Land $12,401 Building $198,059 |
| 2023 | $1,603.00 (+1.01%) Homeowner's exemption | $55,875 (+4.75%) Land $4,960 Building $50,915 | $139,688 (+4.75%) Land $12,401 Building $127,287 |
| 2022 | $1,587.00 Homeowner's exemption | $53,342 Land $4,960 Building $48,382 | $133,357 Land $12,401 Building $120,956 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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