Cherokee County property record for 88 W Ridge Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,502 sqft · built 1996 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Jul 2012) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458219616812000 |
| Primary APN | 458219616812000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,502 sqft Heated Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 215 ft deep x 231 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 35 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 36264 |
|---|---|
| Street Address | 88 W RIDGE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 16-3 TARHEEL WEST PH I 1358/403 |
| Legal Subdivision | TARHEEL WEST PH 01 16-3 |
| Legal Phase | 1 |
| Legal Tract | 16 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 W RIDGE DR, MURPHY, NC 28906-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2012 · Amount on Record |
| Deed Sale | Jul 6, 2012 · Amount on Record |
| Prior Sale | May 28, 2009 · Amount on Record |
| Deed Document Number | 20123243 |
| Deed Book / Page | 1441 / 287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 88 W RIDGE DR, MURPHY, NC 28906-8638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 W RIDGE DR, MURPHY, NC 28906-8638 |
| Document Number | 01789/1331 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 1789/1331 |
| Instrument | 5515 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2035 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 | $179,060 (-) | $179,060 (-) Land $10,000 Building $169,060 |
| 2023 | $179,060 | $179,060 Land $10,000 Building $169,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Peachtree Broadband Fiber.
5G (outdoors only) and 4G LTE
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