St. Johns County property record for 88 Tabby Lake Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,498 sqft · built 2019 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2019) |
| Tax Bill | $7,513 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-3490 |
| Primary APN | 029011-3490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 2,927 sqft |
| 1st Floor Area | 1,171 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 88 TABBY LAKE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/49-58 WHISPER CREEK PHASE 4 UNIT B LOT 349 OR4734/1710 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT B |
| Legal Phase | 4 |
| Legal Lot Number | 349 |
| Legal Unit | B |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 20905 |
88 Tabby Lake Ave is owned and occupied by two individuals who bought it in June 2019.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jun 4, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Jan 4, 2019 | Loan Modification, Mortgage TEXAS CAP BK |
| Sep 17, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | Sep 17, 2018 · Amount on File |
| Deed Document Number | 201938636 |
| Deed Book / Page | 4734 / 1710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Document Number | 0056550817 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 5655/817 |
| Instrument | 2022099801 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 4, 2019 |
| Property Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Document Number | 0047341710 |
| Book / Page | 4734 / 1710 |
| Map Reference | MB 83 PG 49-58 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019038636 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | GOLDEN DOG TITLE & TURST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 101, 14701, JACKSONVILLE, FL 32256-3745 |
| Name | Verified Name |
|---|---|
| Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Document Number | 0047341712 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 4734/1712 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Document Number | 0046641959 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Document Number | 0046641959 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 004664/001959 |
| Instrument | 1566 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 88 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5492 |
| Document Number | 0046121864 |
| Book / Page | 004612 / 001864 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 67264 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $13,034.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 88 Tabby Lake Ave was $7,513 with a homeowner's exemption, up 3.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,915 (-5.07%) Land $90,000 Building $288,915 | $378,915 (-5.07%) Land $90,000 Building $288,915 | |
| 2025 | $7,513.00 (+3.4%) Homeowner's exemption | $399,146 (-3.4%) | $399,146 (-7.25%) Land $95,000 Building $304,146 |
| 2024 | $7,266.00 (+1.51%) Homeowner's exemption | $413,178 (+3%) | $430,363 (+7.28%) Land $100,000 Building $330,363 |
| 2023 | $7,158.00 (+6.64%) Homeowner's exemption | $401,144 (+9.96%) | $401,144 (+9.96%) Land $84,000 Building $317,144 |
| 2022 | $6,712.00 | $364,809 | $364,809 Land $84,000 Building $280,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Tabby Lake Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Tabby Lake Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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