St. Johns County property record for 46 Tabby Lake Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,401 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Dec 2018) |
| Tax Bill | $5,397 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-3040 |
| Primary APN | 029011-3040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,401 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 TABBY LAKE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/40-48 WHISPER CREEK PHASE 4 UNIT A LOT 304 OR4648/1878 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT A |
| Legal Phase | 4 |
| Legal Lot Number | 304 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Dec 4, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Dec 4, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Deed Document Number | 201886345 |
| Deed Book / Page | 4648 / 1878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 46 TABBY LAKE AVE, ST AUGUSTINE, FL 32092-5491 |
| Document Number | 0052940961 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 5294/961 |
| Instrument | 2021068138 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Document Number | 0047650069 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 TABBY LAKE AVE ST AUGUSTINE FL 320925491, ST AUGUSTINE, FL 32092-5491 |
| Document Number | 0047650069 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 004765/000069 |
| Instrument | 53464 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 4, 2018 |
| Property Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Document Number | 0046481878 |
| Book / Page | 4648 / 1878 |
| Map Reference | MB83 PG40-48 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2018086345 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Document Number | 2018086346 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018086346 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 46 TABBY LAKE AVE, SAINT AUGUSTINE, FL 32092-5491 |
| Document Number | 0044710010 |
| Book / Page | 004471 / 000010 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 81665 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,727 (+2.7%) | $388,326 (-3.9%) Land $90,000 Building $298,326 | |
| 2025 | $5,397.00 (+7.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $247,056 (+5.99%) | $404,079 (-1.27%) Land $90,000 Building $314,079 |
| 2024 | $5,032.00 (+1.41%) | ||
| 2023 | $4,962.00 (+1.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,100 (+3%) | $409,259 (+10.21%) Land $78,400 Building $330,859 |
| 2022 | $4,877.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $226,311 | $371,345 Land $78,400 Building $292,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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