Passaic County and Wayne Township property record for 88 Sturbridge Cir, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,478 sqft · built 1987 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | Company Name on Record |
| Last Sale | $810,000 (Sep 2022) |
| Tax Bill | $19,254 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04105-0000-00211 |
| Primary APN | 14-04105-0000-00211 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,478 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Lot Area | 18,774 sqft (0.431 acres) |
| Old Parcel Number | 1400605C00047 |
|---|---|
| Street Address | 88 STURBRIDGE CIR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 4105 |
| Legal Lot Number | 211 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246001 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK |
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK |
| Sep 9, 2022 | Deed, Transfer REALSAFE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on Record |
| Deed Sale | Sep 9, 2022 · Amount on Record |
| Prior Sale | Jun 17, 1987 · Amount on Record |
| Deed Document Number | 202244125 |
| Deed Book / Page | 4389 / 56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032325 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | M18659/197 |
| Instrument | 2023032325 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054392 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | M18278/281 |
| Instrument | 2022054392 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 9, 2022 |
| Property Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Document Number | 0000044125 |
| Book / Page | D4389 / 56 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022044125 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,528.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 14H DELAWARE LANE, FRANKLIN LAKES, NJ 07417 |
| Name | Verified Name |
|---|---|
| Address | 88 STURBRIDGE CIR, WAYNE, NJ 07470-8402 |
| Investor | Possibly a Property Investor |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,000 (-) Land $146,100 Building $174,900 | $321,000 (-) Land $146,100 Building $174,900 | |
| 2025 | $19,254.00 (+0.88%) | $321,000 (-) Land $146,100 Building $174,900 | $321,000 (-) Land $146,100 Building $174,900 |
| 2024 | $19,086.00 (+5.16%) | ||
| 2023 | $321,000 Land $146,100 Building $174,900 | $321,000 Land $146,100 Building $174,900 | |
| 2022 | $18,149.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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