77 Sturbridge Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 77 Sturbridge Cir, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,984 sqft · built 1986
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Sep 2023)
Tax Bill	$21,047 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04106-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-04106-0000-00008`
Alternative APNs	`1400605L00008` `140410600008`

Interior

Building Area	2,984 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Lot Area	17,947 sqft (0.412 acres)

Location & Zoning

Old Parcel Number	1400605L00008
Street Address	77 STURBRIDGE CIR
City	WAYNE
State	NJ
Zip	07470-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	4106
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2006
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 STURBRIDGE CIR, WAYNE, NJ 07470-8404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Feb 22, 1987 · Amount on Record
Deed Document Number	202328345
Deed Book / Page	4581 / 26
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 5, 2023
Property Address	77 STURBRIDGE CIR, WAYNE, NJ 07470-8404
Document Number	0000028345
Book / Page	D4581 / 26
Instrument Date	Aug 18, 2023
Instrument	2023028345
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, TIRM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 SPRUCE DR, TUXEDO PARK, NY 10987-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 STURBRIDGE CIR, WAYNE, NJ 07470-8404

Mortgage

Document Number	0000028284
Date	Sep 5, 2023
Instrument	2023028284

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,900 (-) Land $152,800 Building $198,100	$350,900 (-) Land $152,800 Building $198,100
2025	$21,047.00 (+0.88%)	$350,900 (-) Land $152,800 Building $198,100	$350,900 (-) Land $152,800 Building $198,100
2024	$20,864.00 (+5.17%)
2023		$350,900 (-) Land $152,800 Building $198,100	$350,900 (-) Land $152,800 Building $198,100
2022	$19,839.00	$350,900 Land $152,800 Building $198,100	$350,900 Land $152,800 Building $198,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20