88 Silver Tree Ln, Oakland, MD 21550 Property Records

Garrett County property record for 88 Silver Tree Ln, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,662 sqft · built 2003
Lot Size	0.396 acres (17,260 sqft)
Owner	Company Name on Record
Last Sale	$1,255,000 (Oct 2020)
Tax Bill	$13,527 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-071592`

Property Details

APN / Parcel Number

Primary APN	`18-071592`
Alternative APN	`071592`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,662 sqft Total Area
1st Floor Area	1,575 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,260 sqft (0.396 acres)
Porch	Open Porch
Porch Area	66 sqft
Deck Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	071592
Street Address	88 SILVER TREE LN
City	OAKLAND
State	MD
Zip	21550-7756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17260 SQ FT W/75' LF LOT 4 SILVER TREE LANDING
Legal Subdivision	SILVER TREE LANDING
Legal Lot Number	4
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1012
Census Tract	502

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	99 NEW ST APT 448, 448, METUCHEN, NJ 08840-1978
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2017	Grant Deed, Transfer FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	0000224958
Deed Book / Page	2249 / 58
Record Updated	Jun 7, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 20, 2020
Property Address	88 SILVER TREE LN, OAKLAND, MD 21550-7756
Document Number	0022490058
Book / Page	2249 / 58
Map Reference	PL DKM 3
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 NEW ST APT 448, 448, METUCHEN, NJ 08840-1978

Mortgage

Document Number	0000224963
Date	Oct 20, 2020
Instrument	2249/63

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 1, 2017
Property Address	88 SILVER TREE LN, OAKLAND, MD 21550-7756
Document Number	0020030272
Book / Page	002003 / 000272
Instrument Date	Mar 30, 2017
Instrument	8279185
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 SADDLE RIDGE DR OAKDALE PA 150713727, OAKDALE, PA 15071-3727

Mortgage

Document Number	20030276
Date	Jun 1, 2017
Book Page	002003/000276

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Mortgage

Document Number	20110439,
Date	Jun 1, 2017
Book Page	002011/000439
Instrument	8279185

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,527.00	$1,011,000	$1,415,000 Land $433,800 Building $981,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: Verizon, Xfinity.

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