Garrett County property record for 100 Silver Tree Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 2,162 sqft · built 2003 |
| Lot Size | 0.407 acres (17,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Aug 2024) |
| Tax Bill | $18,920 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-071584 |
| Primary APN | 18-071584 |
|---|---|
| Alternative APN |
|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Total Area |
| Basement Area | 1,412 sqft |
| Finished Basement | 1,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,710 sqft (0.407 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 66 sqft |
| Deck Area | 436 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 071584 |
|---|---|
| Street Address | 100 SILVER TREE LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550-7192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17710 SQ FT W/75' LF LOT 3 SILVER TREE LANDING |
| Legal Subdivision | SILVER TREE LANDING SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 502 |
100 Silver Tree Ln is owned by two individuals who bought it in August 2024.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18258 WICKHAM RD, OLNEY, MD 20832-3101 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Mar 2, 2020 | Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on File |
| Deed Sale | Aug 8, 2024 · Amount on File |
| Prior Sale | Nov 1, 2022 · Amount on File |
| Deed Book / Page | 2566 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Nov 1, 2022 |
| Property Address | 100 SILVER TREE LN, OAKLAND, MD 21550-7192 |
| Document Number | 0024550125 |
| Book / Page | 2455 / 125 |
| Map Reference | CASE DKM FILE 3 PG 7 |
| Instrument Date | Oct 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 MERCANTILE LN STE 200Q, 200Q, UPPER MARLBORO, MD 20774-4312 |
| Document Number | 0024550133 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2455-0133 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 2, 2020 |
| Property Address | 100 SILVER TREE LN, OAKLAND, MD 21550-7192 |
| Document Number | 0021900195 |
| Book / Page | 2190 / 195 |
| Map Reference | FILE 3 PG 77 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26351 BENWOOD ROAD, BEACHWOOD, OH 44122-7127 |
| Document Number | 0002190201 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2190/201 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
The 2026 property tax bill for 100 Silver Tree Ln was $18,920.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,920.00 | $1,499,267 | $1,560,200 Land $498,700 Building $1,061,500 |
| 2023 | $13,305.00 | $994,467 | $1,468,800 Land $434,100 Building $1,034,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Silver Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Silver Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Verizon, Xfinity.
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