88 Sandbar Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 88 Sandbar Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,405 sqft · built 1946
Lot Size	1.85 acres (80,891 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018027A 000`

Property Details

APN / Parcel Number

Primary APN	`018027A 000`
Alternative APNs	`WINM M:18 B:27 L:A` `D3424R`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area
Gross Area	5,536 sqft
1st Floor Area	1,548 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,891 sqft (1.85 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D3424R
Street Address	88 SANDBAR RD
City	WINDHAM
State	ME
Zip	04062-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	27
Legal Lot Number	A
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	2
Census Block	2013
Census Tract	4805

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 SANDBAR RD, WINDHAM, ME 04062-5526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE COMMUNITY BANK
Jun 29, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Recording Date	Sep 14, 2026
Property Address	88 SANDBAR RD, WINDHAM, ME 04062-5526
Document Number	0000040181
Book / Page	42540 / 20
Instrument Date	Sep 9, 2026
Instrument	202640181
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SANDBAR RD, WINDHAM, ME 04062-5526

Mortgage

Document Number	0000040181,
Date	Sep 14, 2026
Book Page	42540/20
Instrument	202640181

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	88 SANDBAR RD, WINDHAM, ME 04062-5526
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401140244
Date	May 9, 2023
Book Page	40114/244
Instrument	14023

Lender

Name	MAINE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	88 SANDBAR RD, WINDHAM, ME 04062-5526
Document Number	0341400146
Book / Page	034140 / 000146
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 SAND BAR RD WINDHAM ME 040625526, WINDHAM, ME 04062-5526

Mortgage

Document Number	0341400146
Date	Jul 7, 2017
Book Page	034140/000146
Instrument	31867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,521.00 (+5.14%)	$540,700 (-) Land $128,000 Building $412,700
2024	$6,202.00 (+7.67%)	$540,700 (+5.13%) Land $128,000 Building $412,700
2023	$5,760.00 (+10.03%)	$514,300 (+14.06%) Land $119,100 Building $395,200
2022	$5,235.00	$450,900 Land $106,100 Building $344,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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