88 Riverside Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 88 Riverside Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1999
Lot Size	0.405 acres (17,642 sqft)
Owner	Company Name on File
Last Sale	$799,000 (Apr 2022)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 6 94`

Property Details

APN / Parcel Number

Primary APN	`18A 6 94`
Alternative APN	`6724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,939 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,642 sqft (0.405 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6724
Street Address	88 RIVERSIDE DR
City	PALMYRA
State	VA
Zip	22963-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200005334 17,636 SF
Legal Subdivision	RIVERSIDE LAKE MONTICELLO
Legal Block	9
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4003
Census Tract	20101

Owner

Source: Fluvanna County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8100 CLANCY CT, CHESTERFIELD, VA 23838-5555
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALANTIC UNION BANK
May 16, 2018	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	20221254
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0000005334
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	88 RIVERSIDE DR, PALMYRA, VA 22963-2025
Transaction Type	Mortgage
Record Updated	Dec 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1903533
Date	Nov 19, 2019
Instrument	1903533

Lender

Name	ALANTIC UNION BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 16, 2018
Property Address	88 RIVERSIDE DR, PALMYRA, VA 22963-2025
Document Number	1801491
Map Reference	PB 82 PG 481
Instrument Date	May 10, 2018
Instrument	1801491
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 PONDEROSA LN, PALMYRA, VA 22963-2405

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,200 (-) Land $28,500 Building $292,700	$321,200 (-) Land $28,500 Building $292,700
2025	$2,425.00 (+0.66%)	$321,200 (+34.96%) Land $28,500 Building $292,700	$321,200 (+34.96%) Land $28,500 Building $292,700
2024	$2,409.00 (+19.97%)
2023		$238,000 Land $28,500 Building $209,500	$238,000 Land $28,500 Building $209,500
2022	$2,008.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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