Fluvanna County property record for 86 Riverside Dr, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 16,161 sqft (0.371 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $212,500 (2021) |
| Tax Bill | $1,947.00 (2025) |
| Primary APN | 18A 6 93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,832 sqft Gross Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,161 sqft (0.371 acres) |
| Deck Area | 192 sqft Deck |
| Porch Area | 48 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3643 |
|---|---|
| Street Address | 86 RIVERSIDE DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 210004357 RIVERSIDE-6 LOT 93 16,163 SF |
| Legal Subdivision | RIVERSIDWE |
| Legal Block | 9 |
| Legal Lot Number | 93 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 93
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 RIVERSIDE DR, PALMYRA, VA 22963-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VIRGINIA CU INC |
| Aug 31, 2021 | Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Nov 29, 2016 · Amount on Record |
| Deed Doc Number | 20214357 |
| Prior Transfer Date | Mar 01, 2005 |
| Prior Transfer Doc | 000621/839 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 86 RIVERSIDE DR, PALMYRA, VA 22963-2025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250003776 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 250003776 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 04, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 31, 2021 |
| Property Address | 86 RIVERSIDE DR, PALMYRA, VA 22963-2025 |
| Document Number | 0210004357 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 210004357 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 RIVERSIDE DR, PALMYRA, VA 22963-2025 |
| Document Number | 0210004358 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 210004358 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,900 (-) Land $30,000 Building $227,900 | $257,900 (-) Land $30,000 Building $227,900 | |
| 2025 | $1,947.00 (+0.67%) | $257,900 (+47.37%) Land $30,000 Building $227,900 | $257,900 (+47.37%) Land $30,000 Building $227,900 |
| 2024 | $1,934.00 (+30.94%) | ||
| 2023 | $175,000 Land $30,000 Building $145,000 | $175,000 Land $30,000 Building $145,000 | |
| 2022 | $1,477.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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