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88 Rio Cuarto St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 88 Rio Cuarto St, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 1988
Lot Size0.22 acres (9,599 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Nov 2021)
Tax Bill$4,302 (2025)
Deeds & MortgagesNov 2025 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402305238006

Property Details

APN / Parcel Number

Primary APN402305238006
Alternative APNs
  • 00952621047104
  • 10004608413

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
Gross Area2,791 sqft
1st Floor Area1,884 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area460 sqft
DrivewayDriveway
Driveway Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area416 sqft
PorchEnclosed/Screened Porch
Porch Area447 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952621047104
Street Address88 RIO CUARTO ST
CityPUNTA GORDA
StateFL
Zip33983-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC20 BLK600 LT11 919/1214 2482/1353 3856/1997 4873/2164
Legal Range23E
Legal Township40S
Legal Section05
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block600
Legal Lot Number11
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3000
Census Tract20103

Owner

Source: Charlotte County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleJun 2, 2004 · Amount on Record
Deed Document Number20213020775
Deed Book / Page4873 / 2164
Prior Transfer DateApr 10, 2014
Prior Transfer Doc0038561997
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateNov 25, 2025
Property Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212
Document Number0003590675
Map ReferenceMB 11 PG 2A
Instrument DateOct 10, 2025
Instrument3590675
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 10, 2021
Property Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212
Document Number0048732164
Book / Page4873 / 2164
Map ReferenceMB 11 PG 2A
Instrument DateNov 1, 2021
Instrument3020775
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address434 W 57TH TER, KANSAS CITY, MO 64113-1272

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212

Mortgage

Document Number0048732166
DateNov 10, 2021
Instrument4873/2166
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,302.00 (-17.85%) Homeowner's exemption$325,188 (+3.1%) Land $38,250 Building $286,938$325,188 (+13.4%) Land $38,250 Building $286,938
2024$5,237.00 (+0.31%)
2023$5,221.00 (+5.58%) Homeowner's exemption$315,424 (+3%)$286,772 (-6.36%) Land $38,000 Building $248,772
2022$4,945.00 Homeowner's exemption$306,237 Land $27,200 Building $279,037$306,237 Land $27,200 Building $279,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims6 (1995–2022)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
CenturyLink
DSL		140 / 20

May also be available: Verizon.

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