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64 Rio Cuarto St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 64 Rio Cuarto St, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,262 sqft · built 1988
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jan 2004)
Tax Bill$5,486 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN402305238003

Property Details

APN / Parcel Number

Primary APN402305238003
Alternative APNs
  • 00952621046855
  • 10004608410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,262 sqft Living Area
Gross Area2,988 sqft
1st Floor Area2,262 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area338 sqft
PorchEnclosed/Screened Porch
Porch Area306 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952621046855
Street Address64 RIO CUARTO ST
CityPUNTA GORDA
StateFL
Zip33983-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC20 BLK600 LT 8 906/701 954-1701 2377/1086 2807/1073
Legal Range23E
Legal Township40S
Legal Section05
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block600
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3000
Census Tract20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address64 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2004 · Amount on Record
Deed SaleJan 10, 2004 · Amount on Record
Deed Book / Page2377 / 1086
Last Transfer DateAug 26, 2005
Transfer Doc0028071073
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address64 RIO CUARTO ST, PUNTA GORDA, FL 33983-4212
Document Number0045591787
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 RIO CUARTO ST PUNTA GORDA FL 339834212, PUNTA GORDA, FL 33983-4212

Mortgage

Document Number0045591787
DateApr 2, 2020
Book Page004559/001787
Instrument2801208
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,486.00 (-20.08%)$363,675 (-10.08%) Land $38,250 Building $325,425$363,675 (+13.12%) Land $38,250 Building $325,425
2024$6,864.00 (-5.39%)
2023$7,255.00 (+81.28%)$404,438 (+18.64%)$321,493 (-5.69%) Land $38,000 Building $283,493
2022$4,002.00 Homeowner's exemption$340,899 Land $27,200 Building $313,699$340,899 Land $27,200 Building $313,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims6 (1995–2022)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
CenturyLink
DSL		140 / 20

May also be available: Verizon.

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