88 Prospect St, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 88 Prospect St, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,184 sqft · built 1963
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Aug 2003)
Tax Bill	$12,821 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-00603-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`46-00603-0000-00009`
Alternative APNs	`460060300009` `046600`

Interior

Stories	2 Stories
Building Area	3,184 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide

Location & Zoning

Account Number	046600
Street Address	88 PROSPECT ST
City	PARAMUS
State	NJ
Zip	07652-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2F
Legal Description	125X100 5LT
Legal Block	603
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1014
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 PROSPECT ST, PARAMUS, NJ 07652-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2003 · Amount on Record
Deed Sale	Aug 28, 2003 · Amount on Record
Deed Book / Page	8608 / 690
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	88 PROSPECT ST, PARAMUS, NJ 07652-4302
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044351897
Date	Nov 1, 2021
Book Page	4435/1897
Instrument	2021163205

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 31, 2031

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,500 (+8.68%) Land $444,800 Building $484,700	$929,500 (+8.68%) Land $444,800 Building $484,700
2025	$12,821.00 (+7.86%)	$855,300 (+13.25%) Land $381,000 Building $474,300	$855,300 (+13.25%) Land $381,000 Building $474,300
2024	$11,887.00 (+7.95%)
2023		$755,200 Land $318,200 Building $437,000	$755,200 Land $318,200 Building $437,000
2022	$11,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (1999–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20