87 Prospect St, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 87 Prospect St, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,250 sqft · built 1966
Lot Size	0.346 acres (15,052 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 1998)
Tax Bill	$13,549 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-00602-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`46-00602-0000-00012`
Alternative APNs	`460060200012` `045200`

Interior

Stories	2 Stories
Building Area	3,250 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	15,052 sqft (0.346 acres)

Location & Zoning

Account Number	045200
Street Address	87 PROSPECT ST
City	PARAMUS
State	NJ
Zip	07652-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2F
Legal Description	100XIRR 6.6LT
Legal Subdivision	HOMES/MALL
Legal Block	602
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3004
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 PROSPECT ST, PARAMUS, NJ 07652-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 1998 · Amount on Record
Deed Sale	Dec 11, 1998 · Amount on Record
Deed Document Number	1998196204
Deed Book / Page	8127 / 313
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	87 PROSPECT ST, PARAMUS, NJ 07652-4301
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025041262
Date	Jan 12, 2017
Book Page	02504/1262
Instrument	17-005091

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$981,700 (+8.61%) Land $477,400 Building $504,300	$981,700 (+8.61%) Land $477,400 Building $504,300
2025	$13,549.00 (+7.75%)	$903,900 (+13.2%) Land $410,500 Building $493,400	$903,900 (+13.2%) Land $410,500 Building $493,400
2024	$12,575.00 (+8%)
2023		$798,500 Land $344,100 Building $454,400	$798,500 Land $344,100 Building $454,400
2022	$11,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20