Essex County and Gloucester City property record for 88 Prospect St, Apt 3, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,094 sqft · built 1900 |
| Lot Size | 0.156 acres (6,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Sep 2026) |
| Tax Bill | $4,354 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104978 |
| Primary APN | 104978 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 1,234 sqft |
| 1st Floor Area | 1,094 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,820 sqft |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 104978 |
|---|---|
| Street Address | 88 PROSPECT ST, 3 |
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3093 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-5 |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 88 PROSPECT ST, 3, GLOUCESTER, MA 01930-3093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 18, 2026 | Quit Claim Deed, Transfer |
| Dec 10, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Document Number | 202620260918002230 |
| Deed Book / Page | 43636 / 444 |
| Prior Transfer Date | Sep 1, 2026 |
| Prior Transfer Doc | 0000002230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 18, 2026 |
| Property Address | 88 PROSPECT ST, 3, GLOUCESTER, MA 01930-3093 |
| Document Number | 0000002230 |
| Book / Page | 43636 / 444 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20262230 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST, 3, GLOUCESTER, MA 01930-3093 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Dec 10, 2021 |
| Property Address | 88 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3093 |
| Document Number | 040565-350 |
| Book / Page | 40565 / 350 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 PROSPECT ST APT 3, 3, GLOUCESTER, MA 01930-3093 |
| Investor | Possibly a Property Investor |
| Document Number | 0040565353 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 40565/353 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,354.00 (+4.09%) | $467,700 (+8.69%) Building $467,700 | $467,349 (+8.62%) |
| 2025 | $4,183.00 (+6.55%) | $430,300 (+6.64%) Building $430,300 | |
| 2024 | $3,926.00 (+4.11%) | $403,500 (+13.31%) Building $403,500 | $430,255 |
| 2023 | $3,771.00 | $356,100 Building $356,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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