Essex County and Gloucester City property record for 88 Prospect St, Apt 2, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,149 sqft · built 1900 |
| Lot Size | 0.156 acres (6,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,000 (Jan 2018) |
| Tax Bill | $4,527 (2026) |
| Deeds & Mortgages | Jun 2020 Sale Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104979 |
| Primary APN | 104979 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,820 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 104979 |
|---|---|
| Street Address | 88 PROSPECT ST, 2 |
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3093 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-5 |
| Legal Subdivision | MAKER S COURT CONDO |
| Legal Block | 50 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 88 PROSPECT ST, 2, GLOUCESTER, MA 01930-3093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Condominium Deed, Transfer NOT AVAILABLE |
| Jan 3, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LEND USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Book / Page | 36450 / 516 |
| Last Transfer Date | May 28, 2020 |
| Transfer Doc | 38575-182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 2, 2020 |
| Property Address | 88 PROSPECT ST APT 2, 2, GLOUCESTER, MA 01930-3093 |
| Document Number | 38575-182 |
| Book / Page | 038575 / 000182 |
| Instrument Date | May 28, 2020 |
| Instrument | 2003440 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST #2 GLOUCESTER MA 019303093, 2, GLOUCESTER, MA 01930-3093 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 3, 2018 |
| Property Address | 88 PROSPECT ST APT 2, 2, GLOUCESTER, MA 01930-3093 |
| Document Number | 36450-516 |
| Book / Page | 036450 / 000516 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 1801033710 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.96 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 PROSPECT ST #2 GLOUCESTER MA 019303710, 2, GLOUCESTER, MA 01930-3710 |
| Document Number | 36450-518 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 036450/000518 |
| Instrument | 1801033720 |
| Name | LEND USA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,527.00 (+3.93%) | $486,300 (+8.52%) Building $486,300 | $485,441 (+15.92%) |
| 2025 | $4,356.00 (+6.48%) | $448,100 (+6.56%) Building $448,100 | |
| 2024 | $4,091.00 (+3.86%) | $420,500 (+13.04%) Building $420,500 | $418,760 |
| 2023 | $3,939.00 | $372,000 Building $372,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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