88 Prescott St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 88 Prescott St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,594 sqft · built 1916
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Feb 2001)
Tax Bill$11,478 (2026)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:016.0-0000-0038.0

Property Details

APN / Parcel Number

Primary APNREAD M:016.0-0000-0038.0
Alternative APNs
  • M:016.0=0000=0038.0
  • 400000000620
  • 400000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,594 sqft Living Area
Gross Area4,308 sqft
Basement Area1,064 sqft
Unfinished Basement458 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number400000000620
Street Address88 PRESCOTT ST
CityREADING
StateMA
Zip01867-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1019
Census Tract334100

Owner

88 Prescott St is owned and occupied by two individuals who bought it in February 2001.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address88 PRESCOTT ST, READING, MA 01867-3437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2001 · Amount on File
Deed SaleFeb 28, 2001 · Amount on File
Prior SaleMar 29, 1994 · Amount on File
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address88 PRESCOTT ST, READING, MA 01867-3437
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077012-232
DateFeb 19, 2021
Book Page77012/232
Instrument38113
Lender
NameALLIED MORTGAGE & SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 88 Prescott St was $11,478, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,478.00 (+1.52%)$1,047,300 (+5.51%) Land $600,600 Building $438,600$1,126,563 (+3.53%)
2025$11,306.00 (+3.02%)$992,600 (+6%) Land $569,000 Building $423,600$1,088,130 (+8.31%)
2024$10,975.00 (+0.47%)$936,400 (+7.92%) Land $536,500 Building $399,900$1,004,625
2023$10,924.00$867,700 Land $496,800 Building $370,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Prescott St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88 Prescott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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