Middlesex County and Reading Town property record for 100 Prescott St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,542 sqft · built 1920 |
| Lot Size | 0.254 acres (11,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,430,000 (May 2026) |
| Tax Bill | $13,047 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0040.0 |
| Primary APN | READ M:016.0-0000-0040.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Living Area |
| Gross Area | 4,750 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,056 sqft (0.254 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400000000640 |
|---|---|
| Street Address | 100 PRESCOTT ST |
| City | READING |
| State | MA |
| Zip | 01867-3439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 334100 |
100 Prescott St is owned and occupied by two individuals who bought it in May 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK FSB |
| May 7, 2026 | Quit Claim Deed, Transfer |
| Apr 8, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 30, 2010 · Amount on File |
| Deed Document Number | 202651903 |
| Deed Book / Page | 85565 / 175 |
| Prior Transfer Date | May 6, 2026 |
| Prior Transfer Doc | 085565-175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 15, 2026 |
| Property Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Document Number | 0000117022 |
| Book / Page | 86138 / 577 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026117022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Document Number | 0000117022, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 86138/577 |
| Instrument | 2026117022 |
| Name | RAYMOND JAMES BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2036 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 7, 2026 |
| Property Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Document Number | 085565-175 |
| Book / Page | 85565 / 175 |
| Instrument Date | May 6, 2026 |
| Instrument | 202651903 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 100 PRESCOTT ST, READING, MA 01867-3439 |
| Document Number | 69181-63 |
| Book / Page | 069181 / 000063 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69181-63 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 069181/000063 |
| Instrument | 59305 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 100 Prescott St was $13,047, up 1.7% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,047.00 (+1.66%) | $1,190,400 (+5.64%) Land $601,400 Building $581,200 | $1,283,549 (+7.85%) |
| 2025 | $12,834.00 (+3.03%) | $1,126,800 (+6.02%) Land $569,800 Building $557,000 | $1,190,160 (+8.65%) |
| 2024 | $12,456.00 (+0.48%) | $1,062,800 (+7.93%) Land $537,200 Building $525,600 | $1,095,445 |
| 2023 | $12,397.00 | $984,700 Land $497,400 Building $487,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Prescott St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 100 Prescott St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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