88 Palm Dr, Placida, FL 33946 Property Records

Charlotte County property record for 88 Palm Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1988
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,495,000 (Apr 2022)
Tax Bill	$8,566 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-28-351-012`

Property Details

APN / Parcel Number

Primary APN	`41-20-28-351-012`
Alternative APNs	`0088329-000000-9` `10004658993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,512 sqft
Upper Floors Area	196 sqft

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Material	Wood Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	112 ft deep x 125 ft wide

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	2,718 sqft
Patio Area	1,601 sqft
Fence	Fence
Gazebo	156 sqft
Loading Dock	344 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004658993
Old Parcel Number	00883290000009
Street Address	88 PALM DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PIE 003 000J 0065 PALM ISLAND ESTATES UN 3 BLK J LT 65 261/189 459/262 625/1157 851/136 4494/1473 4957/736
Legal Range	20E
Legal Township	41S
Legal Section	28
Legal Subdivision	PALM ISLAND ESTATES
Legal Block	J
Legal Lot Number	65
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1019
Census Tract	30402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7865 PALMER BLVD, SARASOTA, FL 34240-9410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage JEFFERSON BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	3082045
Deed Book / Page	4957 / 736
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 4, 2022
Property Address	88 PALM DR, PLACIDA, FL 33946
Document Number	0049570736
Book / Page	4957 / 736
Map Reference	MB 3 PG 98A
Instrument Date	Apr 1, 2022
Instrument	3082045
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 LITTLE LN, 197, GRAVOIS MILLS, MO 65037-6806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 PALMER BLVD, SARASOTA, FL 34240-9410

Mortgage

Document Number	0004957738
Date	Apr 4, 2022
Instrument	4957/738

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 17, 2019
Property Address	88 PALM DR, PLACIDA, FL 33946
Document Number	0044941473
Book / Page	004494 / 001473
Instrument Date	Oct 15, 2019
Instrument	2752575
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,343.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 LITTLE LN GRAVOIS MILLS MO 650376806, GRAVOIS MILLS, MO 65037-6806

Mortgage

Document Number	44941475
Date	Oct 17, 2019
Book Page	004494/001475
Instrument	2752576

Lender

Name	JEFFERSON BK/MO
Type	Bank
Address	JEFFERSON CITY, MO 65109-2660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2039

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,566.00 (-14%)	$518,124 (-53.73%)	$859,883 (+5.73%) Land $518,400 Building $341,483
2023	$9,960.00 (-44.8%)	$1,119,871 (+16.42%)	$813,269 (-15.46%) Land $518,400 Building $294,869
2022	$18,043.00	$961,952 Land $367,200 Building $594,752	$961,952 Land $367,200 Building $594,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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