Charlotte County property record for 79 Palm Dr, Placida, FL 33946 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,286 sqft · built 1999 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,078 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2025 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-28-303-008 |
| Primary APN | 41-20-28-303-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,286 sqft Living Area |
| Gross Area | 3,469 sqft |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Material | Wood Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 1,134 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 2,505 sqft |
| Deck Area | 333 sqft |
| Patio Area | 1,257 sqft |
| Loading Dock | 256 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004658950 |
|---|---|
| Old Parcel Number | 00883200031001 |
| Street Address | 79 PALM DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PIE 003 000I 0031 PALM ISLAND ESTATES UN 3 BLK I LT 31 782/1268 1584/1478 CD1682/590 4898/878 3560133 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 41-20-28-303-008
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1029 LAKE DAVIS DR, ORLANDO, FL 32806-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 23, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 22, 2021 | Warranty Deed, Transfer · VA Mortgage FINTECH MORTGAGE ASSOCIATION LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 |
| Deed Sale | Dec 23, 2025 |
| Prior Sale | Dec 23, 2025 |
| Deed Document Number | 3599027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 79 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0003599026 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Dec 22, 2025 |
| Instrument | 3599026 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1029 LAKE DAVIS DR, ORLANDO, FL 32806-1367 |
| Name | Verified Name |
|---|---|
| Address | 1029 LAKE DAVIS DR, ORLANDO, FL 32806-1367 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 79 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0003599027 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Dec 22, 2025 |
| Instrument | 3599027 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1029 LAKE DAVIS DR, ORLANDO, FL 32806-1367 |
| Name | Verified Name |
|---|---|
| Address | 1029 LAKE DAVIS DR, ORLANDO, FL 32806-1367 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 79 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0048980878 |
| Book / Page | 4898 / 878 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Dec 21, 2021 |
| Instrument | 3037588 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 846, PLACIDA, FL 33946-0846 |
| Name | Verified Name |
|---|---|
| Address | 923 W MEMORIAL BLVD, LAKELAND, FL 33815-1326 |
| Document Number | 0004898880 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 4898/880 |
| Name | FINTECH MORTGAGE ASSOCIATION LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,078.00 (-14.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $897,419 (-1.31%) | $715,663 (-1.59%) Land $288,000 Building $427,663 |
| 2023 | $16,445.00 (-0.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $909,345 (+3.86%) | $727,238 (-16.94%) Land $288,000 Building $439,238 |
| 2022 | $16,552.00 | $875,518 Land $203,320 Building $672,198 | $875,518 Land $203,320 Building $672,198 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 242 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured (127 under condo master policies) 121 of 242 individual policies on primary residences |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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