88 Overbrook Rd, Gates (Rochester), NY 14624 Property Records

Monroe County and Gates Town property record for 88 Overbrook Rd, Gates, NY 14624

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,287 sqft · built 1943
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$6,358 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 134.11-1-8`

Property Details

APN / Parcel Number

Primary APN	`262600 134.11-1-8`
Alternative APNs	`26001341100001008000` `01323100000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,287 sqft Living Area
1st Floor Area	657 sqft
2nd Floor Area	630 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	213 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01323100000
Street Address	88 OVERBROOK RD
City	GATES
State	NY
Zip	14624-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0042- 1-02 4000 AC T TRESSMAR 1 L11A L92 P28
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	3
Census Block	3001
Census Tract	14400

Owner

88 Overbrook Rd is owned and occupied by an individual who acquired it in July 2014.

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	88 OVERBROOK RD, GATES, NY 14624-3418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2014
Transfer Doc	0000000649
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Oct 2, 2026
Property Address	88 OVERBROOK RD, GATES, NY 14624-3418
Document Number	0003472163
Book / Page	31452 / 924
Instrument Date	Sep 24, 2026
Instrument	20263472163
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OVERBROOK RD, GATES, NY 14624-3418

Mortgage

Document Number	0003472163,
Date	Oct 2, 2026
Book Page	31452/924
Instrument	20263472163

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 29, 2051

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	88 OVERBROOK RD, GATES, NY 14624-3418
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OVERBROOK RD, GATES, NY 14624-3418

Mortgage

Document Number	0000000932
Date	Mar 14, 2023
Book Page	30231/626
Instrument	202303140932

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	158 Months
Due	May 15, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	88 OVERBROOK RD, GATES, NY 14624-3418
Document Number	0000000793
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OVERBROOK RD GATES NY 146243418, GATES, NY 14624-3418

Mortgage

Document Number	0000000793
Date	Jun 23, 2017
Book Page	027196/000064
Instrument	793

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 88 Overbrook Rd was $6,358 with exemptions applied, up 67.8% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,358.00 (+67.76%) Homeowner's exemption Senior Citizen's exemption
2025	$3,790.00	$197,500 Land $35,400 Building $162,100	$197,500 Land $35,400 Building $162,100
2023		$116,000 (-) Land $24,300 Building $91,700	$139,800 (+9.65%) Land $29,286 Building $110,514
2022		$116,000 Land $24,300 Building $91,700	$127,500 Land $26,709 Building $100,791
2021	$4,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Overbrook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Overbrook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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