85 Overbrook Rd, Gates (Rochester), NY 14624 Property Records

Monroe County and Gates Town property record for 85 Overbrook Rd, Gates, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,154 sqft · built 1944
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$88,900 (Sep 2004)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 134.11-1-45`

Property Details

APN / Parcel Number

Primary APN	`262600 134.11-1-45`
Alternative APNs	`26001341100001045000` `01323500000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	792 sqft
Upper Floors Area	362 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01323500000
Street Address	85 OVERBROOK RD
City	GATES
State	NY
Zip	14624-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0042- 1-02 4000 AC T TRESSMAR 1 L51 L92 P28
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	3
Census Block	3002
Census Tract	14400

Owner

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 OVERBROOK RD, GATES, NY 14624-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2004 · Amount on Record
Deed Sale	Sep 17, 2004 · Amount on Record
Prior Sale	Aug 9, 2003 · Amount on Record
Deed Book / Page	10020 / 248
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	85 OVERBROOK RD, GATES, NY 14624-3417
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	STEWART TITLE, STEWART TTL INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OVERBROOK RD, GATES, NY 14624-3417

Mortgage

Document Number	0000000799
Date	Feb 7, 2022
Book Page	29736/369
Instrument	202202070799

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	85 OVERBROOK RD, GATES, NY 14624-3417
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 OVERBROOK RD, GATES, NY 14624-3417

Mortgage

Document Number	0000000394
Date	Apr 19, 2021
Book Page	29153/394
Instrument	202104190228

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	220 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+6.6%)	$208,500 (+76.69%) Land $32,400 Building $176,100	$208,500 (+46.62%) Land $32,400 Building $176,100
2023		$118,000 (-) Land $21,900 Building $96,100	$142,200 (+9.64%) Land $26,391 Building $115,809
2022		$118,000 Land $21,900 Building $96,100	$129,700 Land $24,071 Building $105,629
2021	$1,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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