88 Oak St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 88 Oak St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Line of Credit + 1 more
APN	`WINC M:5B2 B:0 L:261`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B2 B:0 L:261`
Alternative APN	`WCDN M:5B2 B:0 L:261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,801 sqft Living Area
Gross Area	3,840 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	88 OAK ST
City	WINCHENDON
State	MA
Zip	01475-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	261
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	3
Census Block	3006
Census Tract	701102

Owner

88 Oak St is owned by a company that bought it in September 2021.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	88 OAK ST, WINCHENDON, MA 01475-1538
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Dec 4, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance ALLY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Book / Page	66092 / 97
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 17, 2021
Property Address	88 OAK ST, WINCHENDON, MA 01475-1538
Document Number	66092-97
Book / Page	66092 / 97
Instrument Date	Sep 17, 2021
Instrument	131184
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OAK ST, WINCHENDON, MA 01475-1538

Mortgage

Document Number	131185
Date	Sep 17, 2021
Instrument	131185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	88 OAK ST, WINCHENDON, MA 01475-1538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63437-134
Date	Oct 7, 2020
Book Page	63437/134
Instrument	118203

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Dec 4, 2018
Property Address	88 OAK ST, WINCHENDON, MA 01475-1538
Document Number	59771-86
Book / Page	59771 / 86
Instrument Date	Nov 26, 2018
Instrument	128063
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OAK ST, WINCHENDON, MA 01475-1538

Mortgage

Document Number	59771-89
Date	Dec 4, 2018
Book Page	59771/89
Instrument	128064

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 88 Oak St was $3,390, up 4.4% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+4.4%)	$288,500 (+11.43%) Land $36,400 Building $252,100	$365,560 (-5.73%)
2024	$3,247.00 (-4.72%)	$258,900 (+1.81%) Land $33,100 Building $225,800	$387,790
2023	$3,408.00	$254,300 Land $31,500 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 88 Oak St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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